Our thoughts go out to all our policyholders affected by recent severe weather events. If you have any questions regarding your policy, please contact your New York Life agent or call New York Life directly at 1-(800)-225-5695.
Injuries can occur at home or at the workplace. Most are not work-related, and therefore not covered by workers' compensation. Some of the most common causes include:1
Common terms and examples of disability claim diagnoses can be found on the Council for Disability Awareness website.
One of the best ways to reduce disability=related absences is to prevent them from happening in the first place. People with medical conditions who do not lose time from work have better health outcomes than people who do lose time.
One of the keys to reducing the incidence of disability absences is early intervention—ideally before your employee needs to file a disability claim.
Maintaining a healthy lifestyle is just one of the ways to help prevent a future disability. By focusing on health and prevention, you can empower your employees to make better choices that can lead to improved health.
The Council for Disability awareness offers an employee disability awareness toolkit that provides resources to engage your employees in disability awareness, prevention, and financial planning: Click here.
While not all disabilities can be predicted or averted, managers who focus accommodation efforts solely on employees who are returning to work after a disability can miss a key opportunity to have a positive impact on reducing disabilities and maintaining a productive workforce. That opportunity is through a stay-at-work program.
Stay-at-work programs involve many of the same activities as return-to-work programs, with the biggest difference being the timing of those activities. Stay-at-work interventions are designed to help employees avoid being absent from work in the first place, whereas return-to-work interventions help ease employees back to work after a disability absence.
1 "Chances of Disability", Council for Disability Awareness.
New York Life Group Benefit Solutions products and services are provided by Life Insurance Company of North America and New York Life Group Insurance Company of NY, subsidiaries of New York Life Insurance Company.
Life Insurance Company of North America is not licensed in New York and does not conduct insurance business in New York.