Life Insurance: Life insurance is a proven, effective way to protect your family’s lifestyle and future. Plus it can help you prepare for retirement and other major life events. It can also play an important part in estate, business succession, or charitable giving plans.

Long-Term Care Insurance: Going through life may require a little help along the way. So if you’re planning ahead, long-term care insurance may help protect you or a family member’s future plans and help preserve the assets you’ve worked so hard to build.

Retirement Income: Preparing for retirement is easier with the help of our guaranteed^ lifetime income annuity products. You can select an immediate annuity1 that pays income right away, or a tax-deferred fixed annuity1 that allows you to set aside money until you need it. Either way, you will be assured a steady, dependable source of income for life.

Investments# and Variable Annuities: 2# - Planning for the future requires a smart strategy that maximizes returns while managing risk. We offer a wide array of investment products that can help you reach an equally wide array of objectives. We can help you find the one that’s right for you, your goals, and your risk tolerance.

Other Products: We have established relationships with other carriers, and can supply you with information on disability income insurance as well as individual and group health insurance products.3 If we don’t offer it, chances are we can assist you.

To learn more about our products and services, please feel free to give me a call or request a free consultation. I’ll be happy to answer all your questions.

# Offered by NYLIFE Securities LLC (member FINRA/SIPC).

^ Guarantees are backed by the claims paying ability of the issuer.

1 New York Life fixed annuities are Issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation)

2 Variable Annuities are long-term investments used for retirement savings. There are contract limitations, fees, expenses and risks associated with these investments. All guarantees are dependent on the claims paying ability of New York Life Insurance and Annuity Corporation (NYLIAC) and do not apply to the underlying Investment Divisions in the variable annuity which are subject to market risk and fluctuate in value.

Mutual Funds and Variable Annuities are subject to market risks. They are offered only via a prospectus. Investors are asked to consider the investments objectives, risks, charges, and expenses of the investment and the underlying investment option carefully before investing. Please be sure to request a current prospectus for any specific Mutual Fund or Variable Annuity and its underlying investment options, you are considering and read them carefully before investing as the prospectus will provide complete information on the investments objectives, risk factors, applicable fees and expenses.

3 Products available through one or more carriers not affiliated with New York Life; dependent on carrier authorization and product availability in your state or locality.

Making your business stronger.

Whether it’s a brand new start-up, or been in the family for generations, small businesses all have their own unique financial and protection needs. Let’s work together to find the right solution for yours.

Small businesses are the engine of the economy, so it’s important they get the financial protection and guidance they deserve. Let me help you find the right tools to keep your business on track.

Prepare for the retirement you want.

If you’re focused on retirement, I can help. Together we can find the right insurance and financial solutions to help you make your dream retirement a reality.

Retirement will be here before you know it. Are you ready? I can help you make the most of your time and money to potentially get you more out of retirement. Let’s get started.