The first step is finding the products that work for you.
Exchange Traded Funds (ETFs)
ETFs are low cost, tax efficient, and liquid vehicles through which you can invest in a basket of securities that mimic exposure of the overall market or a specific segment of it. If suitable and meets your investment objectives, you can trade them on your own like any other stock.
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Securities offered through properly licensed registered representatives of NYLIFE Securities LLC (member FINRA/SIPC), A Licensed Insurance Agency and a New York Life Company.
About risk: There are risks involved with investing in any such products, including the possible loss of principal. Investors should be willing to accept a high degree of volatility and the possibility of significant losses.