The first step is finding the products that work for you.

Mutual Funds

If you don't have the time or the resources to research and maintain a broad mix of individual securities, mutual funds are a good option. You can rely on professional managers to work on your behalf.

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Exchange Traded Funds (ETFs)

ETFs are low cost, tax efficient, and liquid vehicles through which you can invest in a basket of securities that mimic exposure of the overall market or a specific segment of it. If suitable and meets your investment objectives, you can trade them on your own like any other stock.

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Some annuities offer guaranteed returns, while others allow you to invest in the market. Most annuities offer options to create a stream of income.

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529 Plans

These plans are meant to help you save for many different forms of education. Some versions allow you to lock in current tuition rates. Others provide tax-advantaged savings on contributions and withdrawals for education-related expenses.

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It's always useful to learn a little more. Take a look at these helpful links.

Learn more about New York Life investment options

Securities offered through properly licensed registered representatives of NYLIFE Securities LLC (member FINRA/SIPC), A Licensed Insurance Agency and a New York Life Company.
About risk: There are risks involved with investing in any such products, including the possible loss of principal. Investors should be willing to accept a high degree of volatility and the possibility of significant losses.