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Whole life insurance
Permanent policies with a guaranteed death benefit and guaranteed cash value that grows over time

Universal life insurance
Long-term coverage that’s highly customizable to your needs and budget

Variable universal life insurance
Long-term coverage protection with the ability to invest your policy’s cash value in the market

Long-term care insurance
Helps to pay for someone to help you with everyday tasks, if you ever need it

Individual disability insurance
Helps to replace lost income if sickness or injury prevent you from working

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Annuities
Stable, long-term options that eventually provide an income stream

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Exchange traded funds (ETFs)
Bundled investments with low fees that you can quickly buy or sell

529 college savings plans
Investments designed to help you pay for college or other education expenses

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Immediate income annuities
Start to receive income now, for as long as you need it, with potential for additional earnings

Deferred income annuities
Receive income for life and larger payouts by delaying them for at least a few years

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Wealth management
Expertise and guidance to create your investment strategy and help you plan for future financial needs

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Guidance to help identify potential needs and set you up with an estate plan that can protect your legacy

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California

New York Life agents serving Rancho Santa Fe, California

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TI

Trevor Isaacs
Financial Advisor

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