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Buying a life insurance policy may be one of the last things you want to think about when you are in your 20s. But whether you’re paying off student loans or trying to build your financial future, buying life insurance while you’re young may be one of the best financial decisions you can make.
Most young people don’t think about life insurance, because many believe it’s something only parents buy to protect their children—or to make sure the surviving spouse can manage the family’s expenses. While protecting your family is important, whole life—or cash value—insurance offers a whole lot more.
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1Accessing cash value through loans and partial withdrawals will reduce the cash value and death benefit of your life insurance policy.
New York Life Insurance Company (NY,NY)