Start the conversation:
The first part of the journey is connecting with a financial professional, either by phone or in person, so you can communicate directly and openly.
Discuss your options:
We’ll understand your needs, introduce you to a few of our products, start talking numbers, and come up with a solution that meets your needs.
Review a personalized quote:
Your financial professional will create a personalized illustration that shows your policy’s estimated cost, coverage, and performance over time.
Fill out an application:
Once you decide on a policy, your financial professional will help you apply for coverage.
As part of the application process, your financial professional will schedule a medical exam which is used to determine your eligibility and pricing.
Check your policy:
Once you are approved, your financial professional will review the details of your policy and discuss final pricing. We want to make sure you are completely comfortable with your decision before signing.
Build on your relationship:
While signing your policy is the end of the application process, it's just the beginning of your relationship with New York Life. There are lots of ways that we can help you build wealth and prepare for the future, and your financial professional will be happy to discuss them at your convenience.