How long could you afford to miss work?


Why disability insurance from New York life?
  • 1 in 4 of today's 20 year olds can expect to be out of work for at least a year because of a disability.**

  • Maternity is the most common cause of short-term disability claims among female employees.**

  • The agent advantage
    A highly trained financial professional will directly work with you to meet your needs.

  • Smooth claims process to transition from short term to long term disability.

Protect your most valuable asset – your ability to earn a paycheck.

Imagine how difficult it would be if you unexpectedly couldn’t work. Could you afford to take a few weeks off? What about a few months? Or a year? 63% of Americans would find it difficult to meet their current financial obligations—groceries, utilities, mortgage/rent—if their next paycheck was delayed for just one week.* Group Disability Insurance from New York Life pays a portion of your salary if you must take time off work for a limited period due to disability.

Disability insurance can give you and your family the financial security you need so that you can focus on your recovery. At New York Life, our Group Disability Insurance  doesn’t just cover injuries, but illnesses and maternal leave as well. 

You can expect the following from New York Life:

  • Smooth claims process to transition from short-term to long-term disability. 
  • Direct access to the knowledgeable professional managing your claim. 
  • New York Life has also received the highest financial strength ratings currently awarded to any U.S. life insurer. Click here to see what the rating agencies say about New York Life.

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New York Life Group Short-Term and Long-Term Disability Insurance are issued by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010.
Your employer will notify you if your Group Disability Insurance program is subject to the Employee Retirement Income Security Act of 1974, (ERISA).
You should consult with your tax advisor, on the taxability of benefits offered from your employer’s group employee benefits program.  New York Life Insurance Company, its employees, agents and affiliates cannot provide tax advice to you.

This policy has exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, please contact your New York Life agent or the company.

*Source: American Payroll Association, Getting Paid in America Survey 2021.
** Simply Insurance, "95+ Disability Insurance Statistics & Facts for 2021." 

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