Retirement is a state of mind. And a state of financial independence.

I am 

 and I care about 

Believe it or not, you can get a “paycheck” without working.

Designed to help prepare you for retirement, annuities are an effective way to grow and protect your retirement assets. They can also transform your savings into a steady stream of income whenever you’re ready.

Income Annuity** 

This type of annuity provides guaranteed income payments for life. You’re in control and can determine how much income you want and how long you’ll receive it. All so you can have what you need, when you need it.

Fixed Annuity**

With this type of annuity, your money will grow at a guaranteed interest rate for a set period of time. No matter how the market fluctuates, your money will consistently grow. Then when you’re ready to access these funds, you can reliably receive the “paychecks” you planned on. 

Variable Annuity**†

With variable annuities, your account’s performance is dependent on how your investment choices fare in the market. This kind of annuity may offer more growth potential than a fixed annuity, and may be a good option in the lead-up up to retirement, when the risk-reward balance makes sense. When you’re ready to receive payments, you’ll simply convert your account value to income. 

Want to know more about annuities? Ask a New York Life agent or Registered Representative near you about investment options that suit your needs. 

Need more details? Learn more about fixed, variable and guaranteed income annuities. 


Want to know how long your retirement savings will last? Our calculator can help.

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Actually, life does have guarantees. They’re called income annuities.


Mutual Income Annuities come in two forms: a single premium lifetime annuity for income now, and a future annuity for income later. Both offer guaranteed income for life. Which is right for you?

Whole life policies build cash value that you can access during your retirement.

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Income, meet retirement.

How do you maximize your income for an indefinite period of time? There are several approaches you can take. Let’s start by anticipating your one-of-a-kind retirement needs.

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Before rolling over the proceeds of your retirement plan to an Individual Retirement Account (IRA) or annuity, consider whether you would benefit from other possible options such as leaving the funds in your existing plan or transferring them into a new employer’s plan.

Annuities are issued by New York Life Insurance and Annuity Corporation, 51 Madison Avenue, New York NY 10010. Guarantees are subject to claims-paying ability of the issuer. Not available in all jurisdictions.

Offered through NYLIFE Securities LLC, Member FINRA/SIPC. A licensed Insurance Agency

Mutual Income Annuities are issued by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010. All guarantees are dependent on the claims-paying ability of New York Life Insurance Company. Available in jurisdictions where approved.