Life is too short. But 2020 is a Leap Year, so we get a whole extra day to enjoy life (thanks, Gregorian calendar!) We’ve got five great ideas for making the most of ‘Leap Day’.
Although these days anyone can propose to anyone they like, according to an old Irish tradition, February 29 is ‘Bachelor's Day’, when women were allowed to propose marriage. If the man refused to accept, he had to pay a penalty, specifically, to buy the woman a silk gown, or 12 pairs of gloves (to cover the shame of a lack of engagement ring!) Call us romantic, but once you’ve decided to tie the knot, there are a few things you might want to consider about marrying your finances, from setting up joint accounts to income protection in case one of you suffers the unexpected. We can help you plan for life after marriage – find out more.
Friendship is one of the most important things in life. But in our busy lives, it’s hard to make time to maintain relationships with our friends; it’s all too easy to drift apart. So, this Leap Day, make someone’s day. Pick up the phone for a catch-up with an old buddy. Reach out to a co-worker for coffee. Bake a batch of your best cookies and knock on your neighbor’s door. In fact, scientific research found that the effect of keeping up friendships on life-span is the equivalent to that of quitting smoking!
Leap into money action! There’s never enough time to do everything we need to in life, is there? ‘Fix finances’ is usually up there on our to-do list, but, like clearing out the attic, we often put it off. So, take Leap Day’s bonus time to give your finances an early spring clean. There are few things more satisfying in life than hard work, so imagine how good you’d feel if you filed your tax return! Then you can reward yourself with a treat. How about those cookies? Or a silk gown? Get some great advice from our personal finance expert Brian Madgett with his four steps for a financially fit new year .
Give me a break! Well, this Leap Day, you got it! We all devote time and energy making life better for those around us, but it’s hard work –nearly 75% of Americans said that their stress levels are so high that they feel unhealthy. There’s nothing wrong with needing a little me-time. Recharge your batteries with a day, or just an hour or two, to yourself. A break helps to reduces stress and improves productivity. So put your phone on ‘call collect’ and go for a walk in the park, watch an old favorite film, or bake those cookies!
Time is precious, and peace of mind is priceless, so use your Leap Day time to build a better future for your family. Insurance should be a key part of your protection plan. The earlier you get it planned (the younger and healthier you are) the less life insurance costs. Remember that the cheapest option isn’t always the best, so choose solutions that fit with your needs, and even consider a combination of term and permanent life insurance, so you have the right benefits for you. Whether you look after your family by sharing your cookies is up to you!
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