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NYLIFE Securities
MainStay Mutual Funds
Retirement Plan Services

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Income now or later? It’s entirely up to you.

You can choose a guaranteed income solution that starts paying out immediately, or one that pays you later on.

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Income Now

If you have money from the sale of a home or an investment account, transferring that money into an immediate annuity will turn it into income you can start receiving right away.

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Income Later

For many of our clients, it pays to plan ahead. And buying a guaranteed income annuity before you actually need income is a smart move. If you can afford to wait, deferring your payments will give you higher payouts later on.

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How much do you need in retirement?

Find out how much you’ll need to maintain the lifestyle you want.

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It's always useful to learn a little more. Take a look at these helpful links.

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Customize a plan that works best for you.

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