Log In
Not signed up? Register now.Other Products
NYLIFE Securities
MainStay Mutual Funds
Retirement Plan Services
Quick Links
- Home
- Annuities - Retirement Income
- Income Later
Consider Deferred Income Annuities if you’re looking for:
- Guaranteed income for life, starting in a few years
- Higher income later because you’re able to put away money now
- A way to supplement your savings down the road
With Deferred Income Annuities, you can choose how you earn in retirement.
You deserve a secure future—whenever you decide to retire. Whether you want predictable payouts you can count on right away or prefer to have the opportunity to get even higher payouts down the road, you have choices.
Let's get started and take a look at what product is right for you.
Guaranteed Future Income Annuities
People who want level and predictable income when they retire prefer this option. Enjoy knowing you have a guaranteed pension-like stream of income for the rest of your life.
Future Mutual Income Annuities
People who are seeking higher potential income down the road prefer this option. You’ll get steady guaranteed payouts, but you’ll also have the potential for additional income through nonguaranteed dividends.
Clear Income Fixed Annuities
Think about this option as a guaranteed and predictable income stream with the flexibility to access some of your money if you need it. This is for people who are willing to get a little less income in exchange for some flexibility in the event that life changes.
Protect your loved ones - now and into the future.
Tell us about yourself and we'll connect you with a financial professional in your area.
Learn more
It's always useful to learn a little more. Take a look at these helpful links.
What do you consider to be basic expenses?
You might be surprised at what pre-retirees think they are.
All guarantees are backed by the claims-paying ability of the issuer.
The New York Life Clear Income Fixed Annuity is issued by New York Life Insurance and Annuity Corporation (NYLIAC), A Delaware Company, 51 Madison Avenue, New York, NY 10010. All guarantees are dependent on the claims-paying ability of NYLIAC.; Available in jurisdictions where approved. Not available in New York. Policy form numbes; are ICC14-P010 (book value) and ICC14-P120 (MVA). State variations may apply. SMRU 1798165.
Future Mutual Income Annuity is issued by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010.; All guarantees are dependent on the claims-paying ability of the issuer. Available in jurisdictions where approved. The policy form number is 215-P200. State variations may apply.