ACCUMULATION UNIT VALUES

New York Life Premium Plus Variable Annuity for Policies Purchased June 2, 2003 to August 15, 2010*

This daily updated chart is your resource for tracking the accumulation unit values of the Investment Divisions of the New York Life Premium Plus Variable Annuity. For current to the most recent month-end performance including average annual total return, please click on the Performance Summary.

Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to current market volatility, current performance may be lower or higher than the figures shown. The investment return and the Accumulation Value of your policy will fluctuate so that a policy, when surrendered, may be worth more or less than the premium payments. All performance reflects the percentage change for the period shown with capital gains and dividends reinvested and includes an annualized Separate Account Expense Charge of 1.60% but does not include any credits applied. A policy service charge of $30 is not included in these charges, but will be deducted from the policy's Accumulation Value on the policy anniversary date and upon surrender if on that date Accumulation Value is less than $100,000. The Investment Divisions offered under the New York Life Premium Plus Variable Annuity and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

New allocations to the MainStay VP Wellington Growth, MainStay VP Candriam Emerging Markets Equity, and MainStay VP T. Rowe Price Equity Income Investment Divisions will not be accepted from Policyowners who were not invested in the Investment Divisions on November 13, 2017. For existing Policyowners, if you remove all of your Accumulation Value from these Investment Divisions on or after November 13, 2017, you will not be able to reinvest in these Investment Divisions. The Service Class versions of these Investment Divisions impose a 12b-1 fee.

New allocations to the Columbia Variable Portfolio - Commodity Strategy Investment Division will not be accepted from Policyowners who were not invested in the Investment Division on November 23, 2020. For existing Policyowners, if you remove all of your Accumulation Value from this Investment Division on or after November 23, 2020, you will not be able to reinvest in this Investment Division.

New York Life Premium Plus Variable Annuity for Policies Purchased June 2, 2003 to August 15, 2010*

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As of Change from % Change from % Change YTD

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New York Life Premium Plus Variable Annuity is issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation) and distributed by NYLIFE Distributors LLC, member FINRA/SIPC, wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, New York 10010.

For more complete information, refer to your New York Life Premium Plus Variable Annuities product prospectus and the New York Life Variable Annuities Funds Prospectus. To obtain the current prospectuses, please call 1–800–598–2019. Investors are asked to consider the investment objectives, risks, charges, and expenses of the investment carefully before investing. Both the product prospectus and the underlying fund prospectuses contain this and other information. Please read the prospectuses carefully before investing.

*This product is no longer sold. Current policyowners may continue to make premium payments, subject to their contract provisions. In most jurisdictions, the policy form number for the New York Life Premium Plus Variable Annuity was 208-192.