This product is no longer available for sale. Existing policyowners may continue to make premium payments, subject to contract provisions. All policies will continue to be serviced.


Click here to download the May 1, 2022 product prospectus and underlying fund prospectuses for the New York Life Flexible Premium Variable Annuity . The product prospectus explains the features that are offered and provides answers to some of the more frequently asked questions everything from fees and charges and available riders, to such features as Automatic Asset Reallocation and Dollar Cost Averaging are detailed inside.

The fund prospectuses contain information on each of the investment divisions available under our products. Details on each Portfolio's investment objective, style and associated risk will be found inside. The investment options within New York Life Variable Annuities are different from mutual funds that have the same name, adviser, investment objective, and policies, as well as substantially similar portfolio securities.

Together these prospectuses provide you with a complete picture of what the New York Life Flexible Premium Variable Annuity Prospectus may offer you as you plan for your long-term financial goals.

To learn more about the policy, you may also download the Statement of Additional Information (“SAI”) dated May 1, 2022. The SAI contains more detail concerning the subjects discussed in the prospectus.

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Issued by: New York Life Insurance and Annuity Corporation*
(A Delaware Corporation)
51 Madison Avenue
New York, NY 10010

Distributed by: NYLIFE Distributors LLC*
169 Lackawanna Avenue
Parsippany, NJ 07054