New York Life Guaranteed Future Income Annuity.

Build your own 'pension-like' stream of guaranteed lifetime income.

If you’re a few years away from retirement, you may have started to think about where your retirement income is going to come from and whether that income is going to last as long as you need it to. The New York Life Guaranteed Future Income Annuity offers a flexible, secure way to help guarantee that you have income for your entire life to help cover your retirement needs.

You can invest a lump sum today, or contribute flexible premium payments over time, 1 to build a stream of guaranteed lifetime income that starts when you need it to—any date 1 up to 40 years 2 in the future. Your policy is designed around you, so you can tailor your payout option and other features to meet your unique retirement needs, including leaving a legacy to your loved ones.

Income payments are locked and free from market volatility and are backed by the claims-paying ability of New York Life Insurance and Annuity Corporation (NYLIAC).3 What’s more, you may be able to generate more income than you would with other alternatives because you’re pre-funding your retirement income.4


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