Help in building assets for retirement with the confidence guarantees provide.

New York Life Variable Annuities.

  • Grow your assets.

    Access premier money managers and the growth potential of the markets through a wide variety of investment options.

  • Take comfort in guarantees.

    Protect your retirement assets or your financial legacy through living and death benefit guarantees, some at an additional cost.

  • Keep more of what you earn.

    Exploit tax deferral to your best advantage as more of your money stays invested, hard at work for your future retirement.

Variable annuities are long-term financial products that can help you save for retirement. They offer tax deferral which may help your savings grow faster, a wide array of investment options, access to your money, and even the ability to purchase investment protection.*

The videos below offer a quick look at how New York Life Variable Annuity can offer opportunity for growth with the certainty guarantees along the way.

Read for more information.

Select the links below to view a product-specific fact sheet, prospectus, and performance-related resources for our New York Life Variable Annuities.

Products are available in approved jurisdictions.


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Further Reading
  • Through an optional rider available at an additional cost. Certain conditions and restrictions apply. The rider does not protect against day-to-day market fluctuation. Not available in all products.

Withdrawals may be subject to ordinary income tax and, if taken before age 59½, a 10% IRS penalty tax (25% if from a SIMPLE IRA within the first two years ). Surrender charges may also apply. 

All guarantees, including the death benefit payments, are dependent on the claims-paying ability of New York Life Insurance and Annuity Corporation, (NYLIAC) (A Delaware Corporation), and do not apply to the investment performance or the safety of the underlying Investment Divisions, as they are subject to market risk and fluctuate in value. There are fees and expenses associated with these contracts. Please see the prospectus for more complete details.

Investors are asked to consider the investment objectives, risks, charges, and expenses of the investment carefully before investing. Both the product and the underlying fund prospectuses contain this and other information about the product and underlying investment options. Please read the prospectuses carefully before investing.

New York Life Variable Annuities are issued by New York Life Insurance and Annuity Corporation ("NYLIAC "), a Delaware Corporation, and offered by NYLIFE Securities LLC, Member FINRA/SIPC.  Both NYLIAC and NYLIFE Securities LLC are wholly-owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, New York 10010.

In most jurisdictions, the policy form numbers are as follows (state variations may apply): Premier Variable Annuity II (ICC15-P301, or it may be 215-P301); Premier Plus Variable Annuity II (ICC15-P302, or it may be 215-P302); Flexible Premium Variable Annuity III (ICC15-P303, or it may be 215-P303); Complete Access Variable Annuity II (ICC15-P300, or it may be 215-P300); New York Life Premier Variable Annuity (208-191); New York Life Premier Plus Variable Annuity (208-192); New York Life Complete Access Variable Annuity (208-190); and New York Life Flexible Premium Variable Annuity II (ICC-P110) or it may be 211-P110.