More guaranteed income to count on when you need it to count.

Guaranteed Lifetime Income Annuity1 annual income amounts.

What would more guaranteed income mean to you? Here’s an example of how you can turn a portion of your retirement savings into guaranteed income payments for life. The Guaranteed Lifetime Income Annuity is an immediate annuity that guarantees income payments for as long as you live. 

The table below, an example intended for illustrative purposes, shows that, in exchange for a $100,000 premium, a 65-year-old man could receive $6,603.60 annually in guaranteed lifetime income—a 6.6% payout. He will continue to receive this income for the rest of his retirement—no matter how long he lives.

Annual income and payout rates2 for $100,000 in Premium (as of 1/7/19)

Annual income and payout rates2 for $100,000 in Premium


Age at Issue Annual Income Annual Payout Rate
(Includes interest & return of premium. Payout rates are not an interest rate.)
65 $6,603.60 
75 $8,736.72
85 $13,225.68 


A New York Life Guaranteed Lifetime Income Annuity can give you more confidence to live a more fulfilling retirement by providing you with a guaranteed stream of income in exchange for a one-time premium payment.

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