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Consider Business Solutions if you’re looking for:
- Employee benefits
- Coverage for the loss of key employees
- Succession planning
- Protection for the business you’ve built
We’ve got you covered
Protect your business
Cover your business to make sure you're prepared for a variety of scenarios should they occur. We offer a range of solutions to protect business owners like buy-sell agreements, key employee insurance, and strategies for business succession.
Plan for your future
The success of your business matters for your immediate future and down the road. Get insights from our financial professionals on how to grow your business, fund it, and at the same time, plan for your retirement. Take steps today to prepare for tomorrow.
Reward your employees
Retaining valued employees is key to your business, as great employees can be the difference in meeting your business goals. Choose from a variety of solutions to offer your employees and their families financial security.
Protect your life’s work and help it grow
Employee benefits and individual solutions
We can offer your employees a range of life insurance options along with short and long-term disability coverage. And with a network of financial professionals dedicated to small business solutions, you or your employees can receive one-on-one guidance from a local representative.
Group Term Life
We can offer your employees valuable life insurance protection with accidental death and dismemberment (AD&D) coverage. Dependent coverage is also available.
Employee’s Whole Life
Help attract and retain employees at no direct cost to you. Permanent life insurance protection is a valuable, voluntary payroll deduction benefit owned and paid for by your employees. The policy stays with them even if they change jobs or retire.
Disability Insurance
A disabling illness or injury may be more common than most employees realize. Disability insurance helps to replace a portion of employees' income if they are unable to work for a period of time due to a disabling event.
Fully Underwritten Insurance Products
Employees have the opportunity to purchase a variety of fully underwritten, voluntary insurance products, and pay for them through the convenience of payroll deduction.
Expert guidance to keep you on track
We understand that different industries may require different solutions, which is why our financial professionals are positioned to assess the needs of educators, municipalities, manufacturers, professional firms, medical professionals and many more types of organizations. And working with New York Life means you’ll have access to personalized guidance unique to your small business needs.
Small business products
We offer a number of group and voluntary products to help provide your eligible employees with financial security and protect the ones they love.
Expert solutions
We will work with you, your accountant, or attorney to understand your unique needs. When necessary, we’ll also turn to our expert professionals to help provide solutions.
Executive benefits
We can help you help your best employees through a range of executive benefits. When you attract, retain, and reward key staff members, it can go a long way.
Tailored guidance
Our financial professionals are trained to assess long-term needs. A simple evaluation can ensure you and your employees have enough protection to meet financial goals.
Additional Resources
It's always useful to keep exploring. Browse our small business solutions articles to learn more.
Prepare your business for unexpected times with a continuity plan
There are a series of business processes that can be overlooked when running a day to day business. But the need for those processes becomes apparent in situations like COVID-19, where we face the unexpected.
Preparing for a new work environment
Employees and potential employees are likely to have new expectations for the way they work, and customers' expectations have also likely changed.
Your Group Term Life Insurance/Group Long Term Disability Insurance/Group Short Term Disability Insurance program may be subject to the Employee Retirement Income Security Act of 1974 (ERISA). You should consult with your tax and legal advisors regarding the applicability of ERISA to this program and your responsibilities, if any, under the program.
New York Life Employee’s Whole Life Insurance and fully underwritten insurance products are not intended to cause the employer or the products to be subject to ERISA. Employee participation is intended to be completely voluntary. You should consult with your tax and legal advisors regarding the applicability of ERISA to this product.
New York Life, its subsidiaries, agents, and employees do not provide legal or tax advice.
These policies have exclusions, limitations and terms under which the policies may be continued in force or discontinued. For costs and complete details of the coverage, please contact your New York Life agent or the company.
New York Life Group Term Life Insurance, Group Short-Term and Long-Term Disability Insurance are issued by New York Life Insurance Company (New York, NY).
In Oregon the policy form number for New York Life Group Term Life is ICC16EB-Life-P, and the policy form number for New York Life Employee’s Whole Life is ICC17-217-52P.
EB-MKT-1052
SMRU # 1801966