MainStay Mutual Funds
Retirement Plan Services
Whether you are saving money for a computer, car, vacation, or down payment on a house, this calculator will determine how much you need to put aside over time.
The results are hypothetical based on your input. Your results will vary. Any rates used are for illustrative purposes only and does not represent performance of any actual financial vehicle/strategies.
Emergency savings first.
Before aspirational purchases, your savings plan should prioritize an emergency fund to protect against job losses or other surprise costs. A good rule of thumb: you should have 3 to 6 months of living expenses in cash.
Make your savings target automatic.
You'll never forget to contribute to your savings if you setup regular automatic payments.
Save your windfalls.
If you receive a surprise lump of cash, commit to saving half of it.
More information and resources.
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