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flexibility in retirement Keep your retirement income steady—even when the market isn’t

See how we build flexibility into your retirement plans.

How we do it
Couple talking to advisor

A “buffer asset” like cash value life insurance can make a big difference

Your New York Life financial professional can help you build some flexibility into your retirement plan—giving you the ability to pause withdrawals from equity investments when the market gets choppy.

Integrating whole life insurance into your plan protects your family, supports your retirement income, and potentially enhances your growth

See how whole life drives protection and growth.

Steady growth

Cash value grows regardless of what’s happening in the market— and you’re eligible for dividends1, too.

Freedom to pursue market returns

When you can count on a steady retirement income, you can be more aggressive with your asset allocation.

Tax-advantaged growth withdrawals

Your cash value grows tax deferred— and you can take a policy loan tax-free.2

1Dividends not guaranteed. 

2The life insurance policy must be mature enough to allow for the cash value distributions to occur, and accessing cash value will reduce the available cash surrender value and death benefit. Certain tax advantages are no longer applicable to a life insurance policy if too much money is put into the policy during its first seven years, or during the seven-year period after a “material change” to the policy. Policy loans accrue interest.

A flexible retirement plan, backed by a rock-solid company

We give your retirement plan the flexibility to survive the market’s ups and downs—and give you the peace of mind of knowing it’s backed by the financial strength of New York Life. 

A proven track record of financial strength.

Recognized as an industry leader by top financial publications.

180 years of keeping our promises to policy owners.

A New York Life financial professional can help you pursue protection and growth in one integrated retirement plan – backed up by New York Life’s proven track record of financial strength and reliability.

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