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      • Term life insurance

        Temporary protection, at a lower cost than other options, that can be converted to permanent

      • Whole life insurance

        Permanent policies with a guaranteed death benefit and guaranteed cash value that grows over time

      • Universal life insurance

        Long-term coverage that’s highly customizable to your needs and budget

      • Variable universal life insurance

        Long-term coverage protection with the ability to invest your policy’s cash value in the market 

      • Long-term care insurance

        Helps to pay for someone to help you with everyday tasks, if you ever need it

      • Individual disability insurance

        Helps to replace lost income if sickness or injury prevent you from working

      All insurance
      • Annuities

        Stable, long-term options that eventually provide an income stream

      • Mutual funds

        Professionally managed investments with potential market gains

      • Exchange traded funds (ETFs)

        Bundled investments with low fees that you can quickly buy or sell

      • 529 college savings plans

        Investments designed to help you pay for college or other education expenses

      All investments
      • Immediate income annuities

        Start to receive income now, for as long as you need it, with potential for additional earnings

      • Deferred income annuities

        Receive income for life and larger payouts by delaying them for at least a few years

      All retirement options
      • Wealth management

        Expertise and guidance to create your investment strategy and help you plan for future financial needs

      • Estate planning

        Guidance to help identify potential needs and set you up with an estate plan that can protect your legacy

      • Small business

        Insurance for employees, executives, or business owners, plus many other options to help a small business thrive

      All advisory services

    Learn about your life insurance options

    We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget

    Life insurance
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      • Life insurance 101

        Everything you need to know about finding the right type and amount of life insurance for you

      • Prepare for life

        Learn how our custom solutions can help you through many different phases of your life

      • Calculators and tools

        Get a better sense of your needs and goals to simplify the process of getting started

      • Glossary

        Frequently used insurance terms, annuity definitions, and other financial terminology that you might encounter

      All articles and insights

    Find the right agent for you

    You can search for a New York Life agent in your area who has the expertise to address your needs

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      • Our financial strength

        See why New York Life consistently earns the highest financial ratings

      • Corporate responsibility

        We’re committed to doing what’s right for our customers and our communities

      • Love Takes Action™

        Giving back to people who take care of their communities and the people they love

      About New York Life
      • Our purpose

        Making a difference at a local and national level through charitable giving

      • Grants

        Financial support for bereavement, education, workplace, and local initiatives

      • Resources

        Bereavement support and information for families, schools, and communities

      • Taking action

        See how our outreach has affected communities and young people across the country

      New York Life Foundation overview
      • Financial professional careers

        Increase your income potential while helping families protect their own financial futures

      • Corporate careers

        Experience personal and professional growth at a purpose-driven company

      • Our culture

        See what it’s like to be part of our diverse and welcoming workplace

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      • Newsroom home

        Learn about our people, history, priorities, or a range of current topics

      • Awards

        See why we’ve been recognized by many organizations as an industry leader

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    Corporate Responsibility

    Read about our Corporate Responsibility priorities

    See why
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INSTITUTIONAL & EMPLOYER SOLUTIONS
  • Medium term notes
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  • Bank and corporate-owned life insurance
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