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Annual Percentage Rate (APR) calculator

As a New York Life policyowner, you can pay your policy’s premiums in a variety of ways: annual, semi-annual, monthly, quarterly, and via automatic bank draft. With a semi-annual, quarterly, or monthly payment option, you’ll be charged an Annual Percentage Rate (APR), adding to the cost of your policy.

Use our Annual Percentage Rate (APR) calculator to compute your interest rate by inputting the annual premium, and premium amount and premium frequency. Note, you can change your premium payment method any time during the life of your policy.

The results and explanations generated by this calculator may vary due to user input and assumptions. For a more detailed financial analysis, click on the Contact an Agent button and a local New York Life agent will call you.

New York Life Insurance Company does not guarantee the accuracy of the calculators, results, explanations, nor applicability to your specific situation. Calculator results are hypothetical, based on assumptions which you choose. We recommend that you use this calculator as a guideline only.

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