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Keep getting a "paycheck"—even after you stop working.
Designed to help prepare you for retirement, fixed annuities are an effective way to grow and protect your retirement assets. They can also transform your savings into a steady stream of income whenever you’re ready.
This type of annuity provides guaranteed income payments for life. You’re in control, and can determine how much income you want and how long you’ll receive it. All so you can have what you need, when you need it.
With this type of annuity, your money will grow at a guaranteed interest rate—no matter how much the market fluctuates—for a set period of time. Then when you’re ready to access these funds, you can reliably receive the “paychecks” you planned on.
With variable annuities, your account’s performance depends on how your investment choices fare in the market. This kind of annuity may offer more growth potential than a fixed annuity, and may be a good option in the lead-up up to retirement when the risk-reward balance makes sense. When you’re ready to receive payments, you’ll simply convert your account value to income.
Want to know more about annuities? Ask a New York Life Registered Representative near you about investment options that suit your needs.
When it comes to investing, it’s helpful to start by assessing your tolerance for risk.
Mutual Income Annuities come in two forms: a single premium lifetime annuity for income now, and a future annuity for income later. Both offer guaranteed income for life. Which is right for you?
Whole life policies build cash value that you can access during your retirement.*
Income, meet retirement.
How do you maximize your income for an indefinite period of time? There are several approaches you can take. Let’s start by anticipating your one-of-a-kind retirement needs.
Start Saving Now
When you do the math, it’ll become clear that there really is a price to pay when you delay saving for retirement.
Invest in Equities for the Long Term
If you’re young, with a long-term perspective and some tolerance for risk, investing in the stock market can be rewarding.
Pay Off Student Loans
You don’t have to let student loans hinder your ability to save for retirement and meet your long-term goals.
Close the Income Gap
Today, retirement has less to do with age and more to do with benefits. Here’s how to close the income gap when the time comes.
Talk it through with an expert.
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