It may feel like you live to work. You can also ensure you retire to play.

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Keep getting a "paycheck"—even after you stop working.

Designed to help prepare you for retirement, fixed annuities are an effective way to grow and protect your retirement assets. They can also transform your savings into a steady stream of income whenever you’re ready.

Income Annuity*

This type of annuity provides guaranteed income payments for life. You’re in control and can determine how much income you want and how long you’ll receive it. All so you can have what you need, when you need it.

Fixed Annuity*

With this type of annuity, your money will grow at a guaranteed interest rate for a set period of time. No matter how the market fluctuates, your money will consistently grow. Then when you’re ready to access these funds, you can reliably receive the “paychecks” you planned on.

Variable Annuity*†

With variable annuities, your account’s performance is dependent on how your investment choices fare in the market. This kind of annuity may offer more growth potential than a fixed annuity, and may be a good option in the lead-up up to retirement, when the risk-reward balance makes sense. When you’re ready to receive payments, you’ll simply convert your account value to income.

Want to know more about annuities? Ask a New York Life Registered Representative near you about investment options that suit your needs. 

Need more details? Learn more about fixedvariable and guaranteed income annuities.

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Want to know how long your retirement savings will last? Our calculator can help.

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Actually, life does have guarantees. They’re called income annuities.

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Mutual Income Annuities come in two forms: a single premium lifetime annuity for income now, and a future annuity for income deferred until later. Both guarantee income for life. Which is for you?

Whole life policies build cash value that you can access during your retirement.**

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Income, meet retirement.

How do you maximize your income for an indefinite period of time? There are several approaches you can take. Let’s start by anticipating your one-of-a-kind retirement needs.

Boost Retirement Income

Now that retirement is in sight, you’ll need to determine the best way to generate an income. In five steps, here’s what you need to know.

Avoid Retirement Blind Spots

As you progress through your career, don’t let these five blind spots derail your retirement goals.

Fix Bad Habits

Have you been dipping into your retirement savings? Learn a few key solutions to get back on track.

Close the Income Gap

Today, retirement has less to do with age and more to do with benefits. Here’s how to close the income gap when the time comes.

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* Annuity products are issued by New York Life Insurance and Annuity Corporation and New York Life Insurance Company, both located at 51 Madison Avenue, New York, NY 10010. All guarantees are dependent on the claims-paying ability the issuer and do not apply to the investment divisions of a variable annuity, which is subject to market risk. Available in jurisdictions where approved.

† Securities products and services are offered through NYLIFE Securities LLC, a Licensed Agency. Member FINRA/SIPC.

** Accessing the cash value of a life insurance policy will reduce the cash value and death benefit. Loans accrue interest charges.