Smart retirement strategies for the long run. Starting with the short run.

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How much will you really need?

Retirement is personal. You may not yet know what the future holds—but taking action now, even in small increments, can make things much easier later. As your earnings and earning potential increase, and your lifestyle changes accordingly, you can adjust your plans. No problem.

Get familiar with the numbers.

With expenses big and small in mind, you can begin to wrap your head around how much income you’ll need to generate, how much money you’ll need to put away, and how you can best invest what you already have. 

Plan for additional expenses.

On top of predictable expenses, like mortgage payments, you may also need money for unexpected expenses like health care. Even though you’re decades from retirement, now is a good time to start considering different scenarios.

Know your starting place. 

Once you’ve estimated how much you think you’ll need for retirement, you can see how far you’ve already come. Begin by taking a look at the assets you have, like a 401(k) or IRA. We can help analyze them to ensure you are on the right track. 

Build your savings.

Together, we’ll consider different strategies for growing your savings. From investments to annuities, you have many options to achieve your personal goals. And no matter which you choose, starting now is important—you’ll compound your returns faster than saving more later.

Turn savings into income.

You could take money out of a mutual fund and invest it into a guaranteed lifetime income annuity. Or you could turn a variable annuity into a guaranteed future income annuity. Options abound. Let’s determine yours. 

Learn more about mutual funds

Learn more about annuities

Ready to start planning your retirement? A Registered Representative near you can help. 


Want to know how much retirement income your 401(k) can provide?

The starting line is here and now.

Creating a sound plan that suits your needs takes time. You still have many years to go before retirement, but we can help you now to set and meet realistic long-term goals for the future.

Save Now, Play Later

We’ve done the math to prove how important it is to start saving for retirement today.

Save on Autopilot

Pre-retirees say the magic age to save seriously is 26—and auto-pilot is a simple way to go.

Life Insurance for Young Singles?

The ideal time to start thinking about building and protecting your financial future—is when you’re young and single.

Financial Strategies for Millennials

These eight tips and strategies can help you begin to create the lifestyle you desire.

Nothing prevents a hard fall like a good save.

Just because you’re young doesn’t mean all your investments should be risky. Fixed annuities earn a solid interest rate—regardless of what’s happening in the market.

Clear Income Fixed Annuity****

Pre-arrange for a solid future income with some liquidity to cover unexpected expenses.

Secure Term Fixed Annuity****

Enjoy safe, steady, and tax-deferred growth to best suit your future retirement needs.

Unsure which annuity is best for you? We can help.

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Talk it through with an expert.

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