ACCUMULATION UNIT VALUES

New York Life Lifetime Wealth Variable Universal Life (LWVUL)

This daily-updated chart is your resource for tracking the accumulation unit values of the Investment Divisions of the New York Life Lifetime Wealth Variable Universal Life (LWVUL) policies, which is no longer for sale. For more complete Portfolio Performance, including average annual total return, for the current and most recent month-end performance information, please read the performance summary.

These performance figures reflect investment management fees and direct operating expenses of the Investment Divisions. They do not reflect administrative costs, cost of insurance, and other policy charges (see the prospectus for details.) If these charges were applied, the returns would be lower. Consequently, the returns shown are greater than actual returns that would have been received under the policy during the periods shown. Policy fees and expenses vary by product. We recommend that you obtain a personalized illustration from your registered representative which takes into account the amount of insurance purchased, complete fees and charges under your specific policy, gender, age and underwriting classification. Performance data shown represents past performance and is not a guarantee of future results. Due to market volatility, current performance may be more or less than the figures shown.

These rates of return are not an estimate or guarantee of future performance. Your policy and the actual investment return of the subaccounts will fluctuate in response to market conditions and the specific Investment Divisions you choose. As a result, your contract when surrendered may be worth more or less than the original cost. The advisors to some of the Investment Divisions have assumed or reduced some of the Investment Division’s fees and expenses. Had these expenses not been assumed or reduced, the total returns for these Investment Divisions would have been significantly lower.

Lifetime Wealth Variable Universal Life (LWVUL) is issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation) and distributed by NYLIFE Distributors, LLC, member FINRA/SIPC, wholly owned and subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, New York 10010. LWVUL is offered by properly licensed registered representatives of NYLIFE Securities LLC (Member FINRA/SIPC) A Licensed Insurance Agency and Financial Advisers for Eagle Strategies LLC, A Registered Investment Advisers. For more complete information refer to the Lifetime Wealth Variable Universal Life (LWVUL) product prospectus and the individual fund prospectuses. Investors are asked to consider the investment objectives, risks, charges, and expenses of the investment carefully before investing. The prospectuses contain this and other information. Please read them carefully before investing.

In Oregon, the New York Life Lifetime Wealth Variable Universal Life (LWVUL) policy form number is 310.90.27.