ACCUMULATION UNIT VALUES

NYL VA and NYL Flexible Premium VA Investing in NYLIAC Variable Annuity Separate Account III for Policies Purchased Prior to June 2, 2003*

This daily updated chart is your resource for tracking the accumulation unit values of the Investment Divisions of the New York Life Variable Annuity and New York Life Flexible Premium Variable Annuity. For more current to the most recent month-end performance information including average annual total return, please click on the New York Life Flexible Premium Variable Annuity Performance Summary or the New York Life Variable Annuity Performance Summary.

Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to current market volatility, current performance may be lower or higher than the figures shown. The investment return and the Accumulation Value of your policy will fluctuate so that a policy, when surrendered, may be worth more or less than the premium payments. All performance reflects the percentage change for the period shown with capital gains and dividends reinvested and includes an annualized Separate Account Expense Charge of 1.40%. A policy service charge equal to the lesser of $30 or 2% of the Accumulation Value of the policy for the New York Life Variable Annuity and $30 for the New York Life Flexible Premium Variable Annuity, is not included in these charges, but will be deducted each year on the policy anniversary and upon surrender if on that date the accumulation value is less than $20,000. The Investment Divisions offered under the New York Life Variable Annuity and New York Life Flexible Premium Variable Annuity described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

New allocations to the MainStay VP Wellington Growth, MainStay VP Candriam Emerging Markets Equity, and MainStay VP T. Rowe Price Equity Income Investment Divisions will not be accepted from Policyowners who were not invested in the Investment Divisions on November 13, 2017. For existing Policyowners, if you remove all of your Accumulation Value from these Investment Divisions on or after November 13, 2017, you will not be able to reinvest in these Investment Divisions. The Service Class versions of these Investment Divisions impose a 12b-1 fee.

New allocations to the Columbia Variable Portfolio - Commodity Strategy Investment Division will not be accepted from Policyowners who were not invested in the Investment Division on November 23, 2020. For existing Policyowners, if you remove all of your Accumulation Value from this Investment Division on or after November 23, 2020, you will not be able to reinvest in this Investment Division.

New York Life Variable Annuity and New York Life Flexible Premium Variable Annuity are issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation) and distributed by NYLIFE Distributors LLC, member FINRA/SIPC, wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, New York 10010.

For more complete information, refer to your New York Life Variable Annuity and/or New York Life Flexible Premium Variable Annuity product prospectuses and the New York Life Variable Annuities Funds Prospectus. Investors are asked to consider the investment objectives, risks, charges, and expenses of the investment carefully before investing. The prospectuses contain this and other information. Please read them carefully before investing.

* This New York Life Variable Annuity and this version of the New York Life Flexible Premium Variable Annuity are no longer sold. Current policyowners may continue to make premium payments, subject to their contract provisions. Existing policies will continue to be serviced. In most jurisdictions, the policy form number for the New York Life Variable Annuity was 995-190 and the New York Life Flexible Premium Variable Annuity was 000-190.