Protection for your short-term needs with a pathway for permanent coverage.
If you're looking for a simple entry into life insurance, this is the best way to go. Term life is exactly what it sounds like: protection for a set period of time. It's solid coverage and you can upgrade to a more permanent solution later on if your life changes.
Lifetime protection that also builds cash value.
If you're looking for a policy that's guaranteed to grow and guaranteed to be there when you need it, this is it. Your policy builds cash value that you can access at any time for any reason*. And it's definitely something to consider if you'd like to add to your retirement savings as you go.
It's always useful to learn a little more. Take a look at these helpful links.
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The guarantees of a whole life policy are based on the claims paying ability of the issuer
* Accessing the cash value will reduce the total cash value and total death benefit.