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Life insurance is a contract between you and an insurance company that provides financial protection for your family. If you pass away, your life insurance policy will pay cash (a death benefit) to your loved ones. Many families use this money to cover funeral costs, make up for lost income, or build wealth by leaving money for the next generation. Working with a New York Life agent, you can choose between temporary coverage like term life insurance or something permanent like whole life insurance. We also offer universal life insurance, which is highly customizable, and variable universal life, which gives you the option to invest in the market.
Variable Universal Life Insurance
Long-term coverage with the ability to invest your policy’s cash value in the market.
We have a variety of life insurance policies to choose from.
Long-term protection that offers tax-deferred growth.
If you’re the kind of person who likes to tackle multiple goals at once, you’ll be glad to hear that these versatile products can help protect your loved ones while also giving you a tax-advantaged way to build wealth and prepare for long-term needs like retirement.
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The guarantees of a whole life policy are based on the claims-paying ability of the issuer.
*Accessing the cash value will reduce the available cash surrender value and the death benefit