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Consider life insurance from New York Life if you're looking for:
- Financial solutions to help protect your financial future
- Personal guidance, flexible options, and convenient ways to pay
- Trusted financial professionals that can help assess your changing needs
- A company with a history of financial strength for over 175 years
What is life insurance?
Life insurance is a contract between you and an insurance company that provides financial protection for your family. If you pass away, your life insurance policy will pay cash (a death benefit) to your loved ones. Many families use this money to cover funeral costs, make up for lost income, or build wealth by leaving money for the next generation. Working with a New York Life agent, you can choose between temporary coverage like term life insurance or something permanent like whole life insurance. We also offer universal life insurance, which is highly customizable, and variable universal life, which gives you the option to invest in the market.
What are the different types of life insurance?
Variable Universal Life Insurance
Long-term coverage with the ability to invest your policy’s cash value in the market.
Compare life insurance products
We have a variety of life insurance policies to choose from.
Accumulation-Focused Life Insurance
Long-term protection that offers tax-deferred growth.
If you’re the kind of person who likes to tackle multiple goals at once, you’ll be glad to hear that these versatile products can help protect your loved ones while also giving you a tax-advantaged way to build wealth and prepare for long-term needs like retirement.
Protection for the things that matter most
Tell us about yourself and we’ll connect you with a financial professional in your area.
Life insurance FAQs
Term or permanent life insurance?
Learn more about which one is right for you.
Six reasons to buy life insurance.
Protecting your loved ones is just one reason to buy life insurance.
Life insurance product comparison.
When it comes to life insurance, one size doesn’t fit all. Compare all of New York Life’s insurance plans and find the right one for your financial needs.
Life insurance does more than just protect your family.
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The guarantees of a whole life policy are based on the claims-paying ability of the issuer.
*Accessing the cash value will reduce the available cash surrender value and the death benefit