With Variable Universal Life, you’re in control of your investments.

There are several choices you can make to get the right mix of investments within your policy. Some clients like being able to pick their investment options themselves from a range of well-known financial firms. Others prefer using a model-portfolio approach with investment combinations that have been built by experts. You can match your goals, risk tolerance and time horizon however you decide to invest.

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Customize a strategy that works best for you.

Variable Universal Life prospectuses and performance information.

Click below to find your product and download a PDF of its prospectus, accumulation unit value, or recent performance history.

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The New York Life Variable Universal Life Accumulator II is currently available in all states.

Prospectus/SAI
Accumulation unit value
Performance history

The product prospectus includes information about the products as well as their charges and expenses. The fund prospectuses contain information on each of the Investment Divisions available under our products. Details of each Portfolio’s investment objective, style and associated risk will be found inside. The Investment Divisions offered through the New York Life variable universal life polices and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ. To learn more about the policy, you may also download the Statement of Additional Information(“SAI”). The SAI contains more detail concerning the subjects discussed in the prospectus.

Click here to request a prospectus and statement of additional information by mail.

You should consider the investment objectives, risks, charges and expenses of a VUL policy carefully before investing. Both the product prospectus and the underlying fund prospectuses contain this and other information about the policy and underlying investment options. VUL policies involve mortality and expense risk charges, surrender charges, cost of insurance charges, administrative charges, and monthly per-thousand face amount charges.

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* Accessing the cash value will reduce the available cash surrender value and life insurance benefit.

The New York Life Variable Universal Life Accumulator II policy is issued by New York Life Insurance and Annuity Corporation (NYLIAC) (A Delaware Corporation) NYLIFE Distributors LLC.

Issued by: New York Life Insurance and Annuity Corporation
(A Delaware Corporation)
51 Madison Avenue
New York, NY 10010

Distributed by: NYLIFE Distributors LLC 
Member FINRA/SIPC
30 Hudson Street
Jersey City, NJ 07302

† Wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, New York 10010.